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ARTICLES, UPDATES & POSTS

Bridging loan or deposit bond?

When selling one property and purchasing another, the funds from the sale may not be available in time to use for the purchase deposit. There are typically two options in this scenario: a bridging loan and a deposit bond. Bridging loan A bridging loan is a short-term home loan designed…

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Guaranteeing your child’s loan

Rising house prices are making it increasingly difficult to enter the market. Parents who guarantee their children’s loans can help, but it is important to understand how this can impact the parents’ retirement or investment plans. Being a guarantor generally means using the equity in your own property as security…

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How to Finance Equipment for your Business

With interest rates at their lowest in decades, it’s not only a great time to buy a property, it’s also a great time to get the equipment you need for your business, or even to start a new one. Getting the money-making equipment you need to succeed is always the…

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Your Essential Guide to Property Research

When you’re buying a property, careful research is the key to success. From making the initial decision about how much you can afford to spend, right down to locating the right property and making your purchase, doing your research to make sure you’re fully informed will help to ensure you…

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Purchasing Property: It’s all about Teamwork

Buying property is a team sport. You are the captain but you really can’t do it all by yourself. So it’s crucial that you pick the right team-mates to give you the best chance of “winning”. The decision to purchase property and the actualisation of that vision can be a long,…

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It’s a great time to Refinance your loan

When was the last time you did a home loan “health check”? Are you getting the best deal on your existing loan? How much could you save? Could you secure a lower interest rate? What will it cost to refinance? If you haven’t asked these questions in the last two…

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Bridging Finance

Ever wondered how to purchase a new home before you have sold your current home? You know you’ll have sufficient funds once you sell, but what do you do if settlement for your new purchase occurs before settlement for the sale of your current home? If you have to sell first…

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What’s the best way to finance a new car?

Are you in the market for a new car? If you are, you’ve probably been shopping for the make and model you want already! But what about your car financing? There are quite a few car finance options available that most people don’t know about. Talking to us could help you…

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The Value in Buying an Established Business

Starting a new business isn’t easy.  We all know the stats – 80% of businesses fail in the first 5 years. It has some distinct disadvantages…you need a good idea, you need to build a customer base from scratch, market the business, hire staff and establish cash flow…all without a…

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Tips for paying off your mortgage faster

Did you know that the faster you pay off your home loan, the less money you will have to pay in interest? By putting some proactive strategies in place to get your home loan paid down sooner, you could really save yourself some money! If you’re keen to make some…

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Confidence Buying with Pre-Approved Finance

After months of scouring the housing market, you have finally found your dream home or ideal investment property. The estate agent tells you there are two other couples interested in buying the property and it would be wise to lay an offer on the table. You quickly contact your bank…

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Tips For Selling Your Home

After 3 weeks, 4 weekends, 8 open for inspections, 22 nervous nights and 1 auction we have sold Bailey Ave. All done, all silent, no more bids, SOLD. If you have sold a property before then you may well know what I am talking about. If not, then that “joy”…

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The 5 most common mistakes when buying a home

The journey to finding your dream home can be an exciting one. It’s easy to get swept off your feet by the perfect home, and if the “shoe fits” shouldn’t you just stop your endless searching and become the owner of your castle in the sky? Suffice to say, not…

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Saving for your first deposit

The path to home ownership starts with saving for your first home deposit. For many, it requires a new attitude to financial responsibility and learning some new financial techniques to make your savings grow. Here’s some tips for making that lump sum grow quicker. Work out a budget Managing your…

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Making Sense of Property Jargon

It’s a boom! It’s a housing bubble! It’s a buyer’s market. It’s a seller’s market. It’s all a bit overwhelming! If you’re confused by the terminology used in the real estate industry, take it easy on yourself. With so many property reporters out there sprinkling their property articles with buzz words and industry…

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